Have the adventure of your life keeping up with the Joneses

"boredom equals spending"

I've recently come to realize that over-spending is not the result of an uneducated person. Most of the well educated people I know have had similar spending habits with themselves or spouses. Many people in society have viewed success by how much, "cool expensive stuff" one acquires in life. I fell into that trap at a young age.

In the past few years i've taken some risks to catch up on the over-spending and they are finally starting to payoff. The first step I took to reduce my, "bad spending habits" was to hang out with the right friends. For many of you that have all different kinds of friends, you know what I'm talking about!

I call them, free loaders. I'm not saying you should choose your friends by social status. The friends I have that are the least financially wealthy all seem to buck up when it comes time to throw in the tip.

Let me know if you all have had similar experiences.

Farewell for now -- Sleepless